Terms of Service

Last Updated: June 16, 2025

Please read these Terms of Service ("Terms") and our Privacy Policy carefully. They govern your access to and use of the Stratifi platform, including our website (https://stratifi.xyz), smart contracts, AI Agent, and related features (collectively, the "Service").

Stratifi is a decentralized, non-custodial yield optimization and liquidity management protocol operating on Starknet. Stratifi is not a registered legal entity.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you may not access or use the Service.

2. Eligibility and Wallet Access

You must be at least 18 years old to use the Service. You are responsible for safeguarding your Starknet wallet, private keys, and access credentials. Stratifi does not have custody of any assets and cannot retrieve lost keys or access wallets.

3. Nature of the Service

Stratifi allows users to:

  • Deposit tokens into smart vaults (e.g., EverYield) to earn passive yield
  • Use an AI Agent to discover optimal lending/borrowing strategies
  • Interact with protocols such as Nostra, Vesu, Aave, Compound
  • Maintain non-custodial control of their tokens at all times

We do not provide financial, investment, legal, or tax advice. All strategy decisions are your responsibility, whether assisted by AI or made independently.

4. Fees

  • No deposit or withdrawal fees
  • Performance fees apply only on yield earned, typically 5%
  • Certain reward harvests (e.g., DeFi Spring) incur a 5% harvest fee

All fees are transparently disclosed in each vault's interface.

5. Use of AI Agent

You may use the AI Agent in three modes:

  • Fully Autonomous: Agent executes vault or strategy operations after one-time approval
  • Partially Autonomous: You approve each suggested action
  • Research Mode: You receive suggestions only; execution is manual

Stratifi does not retain or store your wallet contents or trading history.

6. User Conduct

You agree not to:

  • Interfere with the protocol's operation
  • Use bots or automation to exploit yield strategies unfairly
  • Deploy harmful code or malware to our frontend/backend
  • Use Stratifi to conduct illegal activity or money laundering

Violation may result in restricted access to the Service.

7. Intellectual Property

All original code, design elements, and AI architecture are owned by Stratifi's creators and contributors. You may not duplicate, resell, or exploit these assets without written permission.

8. Third-Party Services

Stratifi integrates with protocols and services outside our control (e.g., AVNU, Fibrous, LayerAkira, Messari). We are not responsible for their uptime, accuracy, or compliance.

9. Risk Disclosure

Using Stratifi involves DeFi risk, including:

  • Smart contract vulnerabilities
  • Fluctuating APYs and impermanent loss
  • Strategy underperformance or failure

Use at your own risk. We recommend conducting your own due diligence.

10. Termination

We may suspend or terminate your access to the Service if you breach these Terms or abuse the system. As a decentralized protocol, user participation is subject to smart contract logic and frontend access.

11. Changes to Terms

We may update these Terms at any time. Changes will be posted to https://stratifi.xyz. Continued use of the Service constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by no specific jurisdiction. Users must comply with local laws applicable to their use of decentralized finance services.

13. Contact

For questions, email us at info@stratifi.xyz